PKVY input assistance reaches farmers by Direct Benefit Transfer (DBT), and a payment fails when the bank details do not pass validation. This episode sets out the usual causes, how to correct bank details, and how to fix name mismatches without creating duplicate records.
The short version
- Most failures are a name mismatch, an old IFSC code, or an inactive account.
- Check details against the passbook or a cancelled cheque.
- Bank mergers changed many IFSC codes; use the current one.
- Never delete and re-register a farmer to fix a bank error.
Why Payments Fail
The name, IFSC or account number does not match the bank's records, or the account cannot receive the credit.
| Cause | What it means |
|---|---|
| Name mismatch | The name on the portal differs from the name on the bank account or Aadhaar |
| Old IFSC code | Branch codes changed after bank mergers; the old code is rejected |
| Wrong account number | A typing error, often a missing or extra digit |
| Inoperative account | No customer transactions for over two years; the farmer must reactivate it at the bank |
| Account not Aadhaar-seeded | Needed where payments are made using the Aadhaar number |
The Regional Council pays PKVY input assistance to farmers by DBT, after funds reach it from the Centre and the State.
Correcting Bank Details
Check the passbook, use the current IFSC, re-enter the account number carefully, and resubmit.
- Get proof.A copy of the passbook's first page, or a cancelled cheque.
- Check the IFSC.Confirm the current code on the bank's website or the RBI list; many changed after mergers.
- Re-enter the account number.Type it twice and compare; do not copy from an old record.
- Resubmit for payment.Follow up until the payment shows as successful.
Illustrative workload. At about four minutes per farmer to check the passbook and correct details, 500 farmers take about 33 hours.
Fixing Name Mismatches
Make the portal, the bank and Aadhaar show the same name, correcting whichever one is wrong.
- Compare the name on the portal, the passbook and the Aadhaar card.
- If the bank's record is wrong, the farmer asks the bank branch to correct it to match Aadhaar.
- If the portal is wrong, correct the farmer's name there, exactly as on Aadhaar, including initials and spaces.
- Resubmit and check the payment status.
Never delete and register a farmer again to fix a bank error. It creates a duplicate record and can break the farmer's certification history.
Inoperative and Unseeded Accounts
These are fixed at the bank by the farmer, not on the portal.
- Inoperative account: the farmer visits the branch with KYC documents and asks for the account to be made active again.
- Aadhaar seeding: the farmer asks the bank to link their Aadhaar number to the account for DBT.
- Once the bank has acted, resubmit the payment.
Check yourself
Tap an answer to see whether you are right, and why.
A farmer's branch merged into another bank. The payment fails. What is the likely fix?
- Delete the farmer
- Update the IFSC to the current code
- Change the farmer's name
Bank mergers changed many IFSC codes.
A payment fails for a name mismatch. What must you never do?
- Check the passbook
- Delete and re-register the farmer
- Correct the portal name
Re-registering creates a duplicate and can break history.
Remember these things
- Check the passbook first.
- Use the current IFSC.
- Match names across portal, bank and Aadhaar.
- Never re-register a farmer.
Correct bank details get DBT payments to farmers on the first attempt. KrushiFlow validates these fields and submits farmer records to the portal in bulk.